Financial

Content I’ve written about savings, investments, and other personal finance topics. Representative articles include:

Don’t Overreact to Short-Term Retirement Losses
Short-term dips in your retirement portfolio are to be expected. Take the long-term view of your investments to avoid making the situation worse.

Down Payments for First-Time Homebuyers
One of the biggest obstacles for first-time homebuyers is securing a 20% down payment. Fortunately, there are options to make that first home more attainable.

Guarding Against Identity Theft
Identity theft can be costly and time-consuming to clear up. Here are some tips to make your life easier—and a potential thief’s job a lot harder.

Phishing for Dollars (2025 update)
Email and text make our lives easier—but they also make it easier for scammers to reach us. Don’t take the bait.

Take Advantage of 401(k) Matching
With traditional pensions on the decline and Social Security raising concerns, it’s more important than ever to maximize every retirement savings opportunity.